First Federal Bank Mortgage Review 2024

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Min. Down Payment

Min. Credit Score

Min. Down Payment

Min. Credit Score

Min. Down Payment

Min. Credit Score

What Types of Mortgage Products Does First Federal Bank Offer?

Conventional loans
Federal Housing Administration loans
Department of Veterans Affairs loans
U.S. Department of Agriculture loans
Jumbo loans
Construction-to-permanent loans
Manufactured housing loans

How Does First Federal Bank Work?

To apply for a home loan, start an application online by filling out some information about yourself and uploading a few financial documents. If you are seeking a specific type of loan, you’ll receive a phone call from a local loan officer who will guide you through the remaining steps.

If you are unsure what product best fits your situation, someone from First Federal Bank’s sales department will call you to discuss options.

What Are First Federal Bank’s Terms, Fees and Conditions?

First Federal Bank does not make its rates or fees publicly available. You can call First Federal Bank or fill out an online application to learn more.

What Discounts Does First Federal Bank Offer?

First Federal Bank does not list any discounts on home loans.

How Can You Qualify?

Qualification requirements vary based on the type of home loan you are seeking. First Federal Bank has the ability to offer custom home financing products for a variety of financial situations.

What Credit Score Do You Need?

First Federal Bank does not disclose a specific credit score needed for its home loans.

Where Does the First Federal Bank Operate?

First Federal Bank offers home loans in all 50 U.S. states and has 25 branch locations and mortgage offices in Florida, Georgia, South Carolina, North Carolina, Kansas and Wisconsin.

Is First Federal Bank Reputable?

First Federal Bank is not accredited but it has an A+ rating from the Better Business Bureau.

How is First Federal Bank’s Customer Service?

You can speak to a First Federal Bank customer service representative by calling (877) 499-0572. Customer service is available Monday through Friday from 7:30 a.m. to 7 p.m. Eastern time. You can also use the bank’s online chat feature during the same hours or fill out a contact request on its website.